Open Account

Customer Service
(712) 523-2131

Welcome — Creating your new account should only take about 10 minutes or less.

For which kind of account are you applying?* We'll base the questions we ask on the type of account you'd like to have.

  1.  At least 18 yrs old
  2.  Social Security Number
  3.  Personal Identification
    (Driver's license, State Issued ID, Passport, Military ID, etc.)
  4.  Physical U.S. Address (no P.O. Boxes)
  5.  Phone Number & Email Address


We accept online applications for Secured Credit Only. If you wish to apply for unsecured financing, please contact a loan officer at your nearest branch .


We normally only accept online applications from residents within our trade territory, which are the counties of Cherokee, Taylor, Union and Ringgold in Iowa as well as all of the counties that are contiguous to these counties. If you live outside of this area and are interested in opening an account with us, please contact your nearest branch .


Important Information about Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documentation. If you are an existing customer, we may ask for these documents to update our files.